Collect art and craft with Own Art: spread the cost of your purchase over 10 months
What is Own Art?
Own Art is a national initiative, supported by Arts Council England, to make it easy and affordable for anyone and everyone to buy contemporary art and craft from one of our exhibitions.
How does it work?
Own Art loans allow you to borrow from as little as £100 up to £2,500 and pay it back over 10 months, completely interest-free. You can choose to finance your purchase with one loan from any item within our exhibitions.
Applying for an Own Art loan is easy!
The first stage is the difficult bit – deciding what to buy. Once you’ve found the artwork from one of our exhibitions that you want to buy, just let us know that you’d like to apply for an Own Art loan to finance your purchase. All you will need is proof of identity and signature - for example, a driving license. Own Art is available to all UK residents over the age of 18, subject to status. This means that you must be able to meet one of the following criteria in order to be approved for a loan:
Working at least 16 hours a week (employed or self-employed)
A retired person in receipt of a pension
A UK resident for more than 3 years.
It only takes 10 minutes!
We’ll take you through the loan application process in the gallery, which normally takes about 10 minutes. Once you have given us all the information we need, you’ll get an instant decision. Once your application is approved you will need you to sign the agreement and you can take your artwork away at the end of the exhibition (unless agreed otherwise).
You will receive a welcome letter from Own Art’s finance partner Novuna Personal Finance and following this your 10 monthly payments will be collected from your account by direct debit. This usually starts about four weeks after you’ve made your purchase.
It’s as simple as that!
IMPORTANT INFORMATION
Interest free credit is only available on selected Limited edition prints and originals by living artists.
The prints must be from an edition of 150 or less and made by a living artist.
Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority.